Your final hospital and medical expenses, your funeral and interment costs, your unpaid credit cards and other loans...these are the least of your concerns if you're covered with sufficient life insurance, and you can rest easy knowing that these expenses will not add to your family's grief.

But as you grow older, getting life insurance can be tedious due to required medical exams and higher premiums.

With SmartProtec, people aged 40 years old and above can now acquire an affordable life insurance plan with no medical exams required for acceptance.

 

Product Benefits:

AFFORDABLE LONG-TERM PROTECTION

Term Life Insurance up to age 99

  • UP TO PHP 3 MILLION AMOUNT OF INSURANCE

    For ages 40 - 60, insurance is from Php 500K to Php 3 Million

  • GUARANTEED DEATH BENEFIT

    The death benefit does not decrease as you grow old. It remains the same from inception of the policy until it becomes a claim.

  • SHORT INSTALLMENT OPTIONS

    Choose to pay for your plan in 10 years or 15 years.

NO MEDICAL EXAM REQUIRED

Answers to the questions on the application form will help us determine your eligibility.

  • FLEXIBLE PAYMENT OPTIONS

    Enjoy the flexibility to pay premiums monthly, quarterly, semi-annually, or annually.

  • NON-FORFEITURE OPTIONS

    After contributing for three or more years, you may opt to stop paying premiums but your coverage continues under either of the two non-forfeiture options:

    • Reduced Paid-Up Insurance
    • Extended Term Insurance

Start preparing for your future today! Ask us how.

CONTACT US

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