Preserves your wealth and covers your life and takes advantage of growth opportunities while linked to expertly managed funds.
 
Elite is a single premium variable life insurance product with no sales charge deducted from the premium invested. More importantly, Elite shields the insured's wealth from estate taxes.

Elite is perfect for those who want to preserve their wealth for their heirs while taking advantage of growth opportunities because it is linked to funds composed of securities that are expertly managed by seasoned investment professionals.

 

Product Specifications:
 
Minimum Issue Age:
Insured - 14 days; Payor - 18 years
Maximum Issue Age:
Insured - 75 years; Payor - none
Currency: Philippine Peso
Minimum Single Premium: Php 500,000
Policy Amount: 125% of the Single Premium less 125% of withdrawals
Death Benefit: Policy Amount OR Fund Value, whichever is higher
Policy Fee: Php 3,000
Available Investment Funds: Managed | Equity
Automatic Acceptance Limits: 
   0 to 55 years - Php 40M
   56 to 70 years - Php 20M
   71 to 75 years - Php 10M
Applicant is accepted without medical underwriting
Withdrawal/Surrender Charges:
Less than 1 policy year - 5%
1 policy year to less than 2 policy years - 4%
2 policy years to less than 3 policy years - 3%
3 policy years to less than 4 policy years - 2%
4 policy years to less than 5 policy years - 1%
5 policy years and above - 0%
 
 
Start preparing for your future today! Ask us how.

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