Pioneer Life Inc. offers a wide range of benefits from Corporate Group Insurance Products (Employee Benefits) to Special Products (Accident and Health). These are competitively priced and cater to the specific needs of our customers.
|
CORPORATE GROUP INSURANCE PRODUCTS (Employee Benefit Products)
Group Life Insurance
Life protection cover depending on your needs. May provide:
• Life protection coverage
• Accidental and Disablement Benefit Rider
• Total and Permanent Disability Benefit Rider
Group Credit Life Insurance / Mortgage Redemption Insurance
Life protection coverage for eligible debtor of the creditor who is insured for the insurance benefits provided under the group policy. Applicable to:
• Short-term loans (rural banks, cooperative, lending institution)
• Long term loans like real estate.
Group Personal Accident
Protection against loss of life or permanent disability resulting from an accident. Can include:
• Murder and assault
• Reimbursement of medical expenses
• Burial expenses
• Monthly hospital income benefit
• Cash Assistance benefit
|
|
|
ALERT (Student Group Insurance)
Protection for students against loss of life or permanent disability resulting from an accident.
Provides as the safety net for the adverse financial effects of any bodily injury.
• Life protection coverage
• Accidental Death or Disablement coverage
• Reimbursement of medical expenses
• Monthly hospital indemnity
• Free Accidental Death or Disablement for the teaching and non-teaching staff
• Free three (3) Pioneer All Purpose Personal Accident Insurance Card for first time purchase
|
|
Group HealthKeeper
Provides lump-sum cash benefits upon diagnosis of critical illness. Cover includes:
• Range of 15 critical illnesses
• Short waiting period
SPECIAL PRODUCTS (Accident & Health)
|
|
|
Hospital Aid
Addresses the various costs arising out of hospitalization from day 1 and pays in addition to other coverages. Can include:
• Daily income during hospitalization
• Coverage for recurrent hospitalization
• Surgeon’s fees
• Maternity benefits as an option
|
 |
|
Safe & Sound
Comprehensive protection from the financial consequences of a serious accident.
• Pays benefit in the event of accidental loss
• Comes with a medical reimbursement plan
• Extended coverage for the family
• Guaranteed renewable up to age 70
|
 |
|
Keymancare
This is a more comprehensive package for family heads with large-scale cash benefits.
• Sickness & Accident Monthly Income
• Accidental Medical Expense
• Accidental Death or Permanent Disablement
• Murder or Assault
• Protection that considers your occupation.
• Can cover spouse and children.
|
 |
|
Travel Smart
A most suitable companion to your travel accessories. Coverage may include:
• Accidental death and dismemberment
• Medical expenses
• Sickness Hospitalization abroad
|
 |
| SALARY SAVINGS PROGRAM
It’s a systematic savings program for employees at no cost for the employer.
• A guaranteed retirement fund at age 65
• Additional benefit in the event of loss of life
• Additional benefit if cause of loss is accidental
• Disability Waiver of Premium
• Automatic and hassle free Salary Deduction scheme
• Flexibility in choosing desired benefit
• Portable plan
|
 |
