Embrace Gains & Growth is a life insurance policy where you invest a portion of your premium in funds, composed of stocks and bonds managed by experts. Embrace can help you attain your long-term financial goals, such as retirement or a college education. It can also serve as your personal health care fund and is an excellent instrument for diversifying investments.
Major Features
- Single Pay: Peso or US Dollar
- Policy Amount:
125% of Single Premiun
+ 125% of Top-Ups
- 125% of Withdrawals
- Death benefit: Policy amount or Fund Value (value of your investment), whichever is higher.
- You also enjoy the tax benefit of a life insurance policy.
Automatic Acceptance of the Applicant
As long as you're 55 years old or younger, you may automatically qualify for Embrace up to a maximum of P 2 Million Single Premium or its US dollar equivalent. Subject to the conditions stated in the policy, there are no other pre-qualifying medical examinations. Because Pioneer cares enough to offer Automatic Acceptance of the Applicant (AAA).
What funds do we offer?
Peso Managed Fund
- Combines the stability of bonds and growth potential of stocks
- Optimizes capital growth while minimizing risk
- Recommended investment is 5 years or more
- Minimum Single Premium: P 50,000
- Minimum Top-Up Premium: P 20,000
US Dollar Bond Fund
- Dollar-denominated fixed-income securities
- Optimizes growth of dollar investments
- Suited for long-term goals
- Minimum Single Premium: $ 1,000
- Minimum Top-Up Premium: $ 400
Partnering with leading global player Deutsche Asset Management, which counts over US$ 761 Billion under management, Pioneer Life is able to optimize returns for our Clients.
