Photo shows Pioneer Life Inc. CEO Lorenzo Chan (first from left), Pioneer Life Inc. SVP Nanjo Berba (third from left), and Pioneer Life Inc. Institutional Alliances Manager Noel de Guzman (fifth from left) present tokens of appreciation to Most Reverend Deogracias S. Iniguez Jr. D.D. and Rev. Fr. Ruben Maybuena after formally signing the Memorandum of Understanding at the Pamilyang OFW Savers and Wellness Club grand launch.